:root {
  --white: #ffffff;
  --ink: #151515;
  --body-ink: #282828;
  --line: #e8e8e8;
  --soft-ink: #555555;
  --brand-emphasis: #947038;
  --footer-surface: #f1f2f2;
  --motion-enter: cubic-bezier(.22, 1, .36, 1);
  --header-height: 88px;
  --display: "PingFang SC", "Microsoft YaHei", "Noto Sans CJK SC", sans-serif;
  --body: "Helvetica Neue", "PingFang SC", "Microsoft YaHei", system-ui, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: var(--header-height); scroll-snap-type: y mandatory; }
html.paging-ready { scroll-behavior: auto; }
html.is-paging { scroll-snap-type: none; }
@media (pointer: fine) { html.paging-ready { scroll-snap-type: none; } }
body { margin: 0; background: var(--white); color: var(--ink); font-family: var(--body); -webkit-font-smoothing: antialiased; }
.site-background { position: fixed; top: var(--header-height); right: 0; bottom: 0; left: 0; overflow: hidden; z-index: 0; pointer-events: none; }
.site-map { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; opacity: .12; }
main { position: relative; z-index: 1; }
a { color: inherit; text-decoration: none; }
button { font: inherit; }
a:focus-visible, button:focus-visible { outline: 2px solid var(--ink); outline-offset: 5px; }
.skip-link { position: fixed; top: -80px; left: 20px; z-index: 20; padding: 14px 18px; background: var(--ink); color: var(--white); }
.skip-link:focus { top: 12px; }

.site-header { position: sticky; top: 0; z-index: 10; background: var(--white); }
.header-inner { width: min(1360px, calc(100% - 96px)); min-height: var(--header-height); margin-inline: auto; display: flex; align-items: center; justify-content: space-between; gap: 32px; }
.brand { display: inline-flex; align-items: center; gap: 14px; flex-shrink: 0; }
.brand img { width: 32px; height: 42px; object-fit: contain; }
.brand span { font-family: var(--display); font-size: 16px; font-weight: 600; letter-spacing: .03em; }
.primary-nav { display: flex; align-items: center; gap: 28px; }
.nav-link { display: block; padding: 10px 0; white-space: nowrap; font-size: 14px; font-weight: 500; color: #303030; transition: color 180ms ease; touch-action: manipulation; }
.nav-link > span { position: relative; display: inline-block; }
.nav-link:not(.nav-contact) > span::after { content: ""; position: absolute; bottom: -7px; left: 0; width: 100%; height: 1px; background: currentColor; transform: scaleX(0); transform-origin: left; transition: transform 300ms var(--motion-enter); }
.nav-link[aria-current="location"], .nav-link:focus-visible { color: #000000; }
.nav-link[aria-current="location"]:not(.nav-contact) > span::after, .nav-link:focus-visible:not(.nav-contact) > span::after { transform: scaleX(1); }
.nav-contact { border: 1px solid #424242; padding: 10px 18px; border-radius: 5px; transition: border-color 180ms ease, color 180ms ease; }
.nav-contact:focus-visible { border-color: #151515; }
.menu-toggle { display: none; }
main > section { min-height: calc(100svh - var(--header-height)); min-height: calc(100dvh - var(--header-height)); scroll-snap-align: start; scroll-snap-stop: always; }

.hero { min-height: calc(100dvh - var(--header-height)); position: relative; display: flex; align-items: center; justify-content: center; isolation: isolate; overflow: hidden; padding: 72px 24px 112px; scroll-margin-top: 0; }
.hero-content { width: min(100%, 960px); text-align: center; }
h1 { margin: 0; font-family: var(--display); font-weight: 500; font-size: clamp(48px, 5.2vw, 76px); letter-spacing: -.03em; line-height: 1.36; }
.title-line { display: block; }
h1 strong { font-weight: 800; color: var(--brand-emphasis); }
.hero-subtitle { margin: 36px 0 0; font-size: clamp(20px, 1.75vw, 25px); font-weight: 500; line-height: 1.6; letter-spacing: .03em; }
.hero-introduction { max-width: 720px; margin: 22px auto 0; font-size: 17px; line-height: 1.95; color: var(--body-ink); text-wrap: pretty; }
.hero h1 { animation: hero-title-in 1.2s var(--motion-enter) both; }
.hero-subtitle { animation: hero-fade-in 1.2s var(--motion-enter) .2s both; }
.hero-introduction { animation: hero-fade-in 1.2s var(--motion-enter) .4s both; }
@keyframes hero-title-in { from { opacity: 0; transform: translateY(15px); } to { opacity: 1; transform: translateY(0); } }
@keyframes hero-fade-in { from { opacity: 0; } to { opacity: 1; } }

.reserved-section { min-height: calc(100dvh - var(--header-height)); padding: 76px max(32px, calc((100% - 1180px) / 2)); background: transparent; }
.reserved-section h2 { margin: 0; font-family: var(--display); font-size: 32px; font-weight: 600; letter-spacing: -.02em; }
.section-content { opacity: 1; transform: none; }
.reveal-pending:not(.pain-points-section):not(.business-section):not(.partners-section) .section-content { opacity: 0; transform: translateY(15px); transition: opacity .8s var(--motion-enter), transform .8s var(--motion-enter); }
.reveal-pending.is-revealed:not(.pain-points-section):not(.business-section):not(.partners-section) .section-content { opacity: 1; transform: translateY(0); }

.pain-points-section { position: relative; isolation: isolate; overflow: hidden; min-height: calc(100dvh - var(--header-height)); display: flex; align-items: center; justify-content: center; padding: 64px 64px; text-align: left; }
.pain-points-section .section-content { position: relative; z-index: 1; width: min(100%, 1100px); display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); align-items: center; gap: clamp(64px, 8vw, 128px); }
.pain-points-section .pain-points-heading { font-family: "Songti SC", "Songti TC", "Noto Serif CJK SC", serif; font-size: clamp(38px, 3.8vw, 54px); font-weight: 600; line-height: 1.42; letter-spacing: -.03em; }
.pain-points-heading > span { display: block; }
.pain-points-list { display: flex; flex-direction: column; gap: 28px; margin: 0; padding: 0; list-style: none; }
.pain-point { position: relative; width: 100%; min-width: 0; padding: 0 0 28px; }
.pain-point:not(:last-child)::after { content: ""; position: absolute; bottom: 0; left: 0; width: 120px; max-width: 40%; height: 1px; background: #dddddd; }
.pain-point:last-child { padding-bottom: 0; }
.pain-point p { margin: 0; font-family: var(--display); }
.pain-context { display: block; margin-bottom: 8px; color: var(--soft-ink); font-size: 17px; font-weight: 400; line-height: 1.5; letter-spacing: .02em; }
.pain-question { display: block; font-size: clamp(24px, 2.4vw, 34px); font-weight: 500; line-height: 1.55; letter-spacing: -.02em; }
.pain-point strong { font-weight: 800; color: var(--brand-emphasis); white-space: nowrap; }
.pain-points-section.reveal-pending .pain-points-heading { opacity: 0; transition: opacity 1.2s var(--motion-enter); }
.pain-points-section.reveal-pending .pain-point { opacity: 0; transform: translateY(15px); transition: opacity 1.2s var(--motion-enter), transform 1.2s var(--motion-enter); }
.pain-points-section.reveal-pending .pain-point:nth-child(1) { transition-delay: .2s; }
.pain-points-section.reveal-pending .pain-point:nth-child(2) { transition-delay: .4s; }
.pain-points-section.reveal-pending .pain-point:nth-child(3) { transition-delay: .6s; }
.pain-points-section.reveal-pending.is-revealed .pain-points-heading { opacity: 1; }
.pain-points-section.reveal-pending.is-revealed .pain-point { opacity: 1; transform: translateY(0); }

@media (min-width: 881px) {
  .pain-points-section .section-content { grid-template-columns: max-content 1px max-content; justify-content: center; gap: clamp(48px, 5vw, 80px); }
  .pain-points-section .section-content::before { content: ""; grid-column: 2; grid-row: 1; align-self: stretch; margin-block: 24px; background: var(--line); }
  .pain-points-section .pain-points-heading { grid-column: 1; grid-row: 1; }
  .pain-points-section .pain-points-list { grid-column: 3; grid-row: 1; }
}

.business-section { display: flex; align-items: center; justify-content: center; padding: 32px 64px 104px; }
.business-section .section-content { width: min(100%, 1100px); }
.business-section .business-heading { text-align: center; font-size: clamp(36px, 3.8vw, 50px); font-weight: 700; line-height: 1.3; }
.business-cards { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; margin: 44px 0 0; padding: 0; list-style: none; }
.business-card { min-width: 0; display: flex; flex-direction: column; padding: 40px 32px; border: 1px solid #d6d6d6; border-radius: 8px; background: var(--white); text-align: center; }
.business-card h3 { margin: 0; font-family: "Songti SC", "Songti TC", "Noto Serif CJK SC", serif; font-size: 27px; font-weight: 600; line-height: 1.4; letter-spacing: -.02em; }
.business-description { margin: 24px 0 28px; color: var(--soft-ink); font-size: 18px; line-height: 1.8; }
.business-description > span { display: block; }
.business-keywords { position: relative; margin: auto 0 0; padding-top: 21px; color: var(--brand-emphasis); font-size: 14px; font-weight: 600; line-height: 1.6; }
.business-keywords::before { content: ""; position: absolute; top: 0; left: 50%; width: 72px; height: 1px; background: var(--line); transform: translateX(-50%); }
.business-section.reveal-pending .business-heading { opacity: 0; transition: opacity 1.2s var(--motion-enter); }
.business-section.reveal-pending .business-card { opacity: 0; transform: translateY(15px); transition: opacity 1.2s var(--motion-enter), transform 1.2s var(--motion-enter); }
.business-section.reveal-pending .business-card:nth-child(1) { transition-delay: .2s; }
.business-section.reveal-pending .business-card:nth-child(2) { transition-delay: .4s; }
.business-section.reveal-pending .business-card:nth-child(3) { transition-delay: .6s; }
.business-section.reveal-pending.is-revealed .business-heading, .business-section.reveal-pending .business-card.is-revealed { opacity: 1; transform: none; }

.partners-section { display: flex; flex-direction: column; padding: 0; }
.partners-content { flex: 1; min-height: 380px; display: flex; align-items: center; justify-content: center; padding: 48px 64px 64px; background: transparent; }
.partners-content .section-content { width: min(100%, 1100px); text-align: center; }
.partners-content h2 { font-size: clamp(36px, 3.2vw, 46px); font-weight: 700; line-height: 1.3; }
.partners-carousel { --partners-visible: 5; margin-top: 48px; }
.partners-slider { display: block; }
.partners-viewport { overflow-x: auto; min-width: 0; cursor: grab; touch-action: pan-y; user-select: none; -webkit-user-select: none; }
.partners-viewport.is-dragging { cursor: grabbing; }
.partners-viewport:focus-visible { outline: 2px solid var(--ink); outline-offset: 6px; }
.carousel-ready .partners-viewport { overflow: hidden; }
.partners-track { display: flex; margin: 0; padding: 0; list-style: none; }
.partner-item { flex: 0 0 calc(100% / var(--partners-visible)); min-width: 0; padding: 8px 16px; }
.partner-logo { height: 78px; display: flex; align-items: center; justify-content: center; overflow: hidden; }
.partner-logo img { display: block; width: 100%; max-width: 150px; height: 60px; object-fit: contain; -webkit-user-drag: none; }
.partner-logo-manulife img { height: auto; }
.partner-logo-hashkey img { flex-shrink: 0; width: 210px; max-width: none; height: 84px; }
.partner-logo-fwd img { max-width: 112px; }
.partner-logo-citi img { height: 44px; }
.partner-item p { margin: 20px 0 0; color: var(--soft-ink); font-size: 15px; line-height: 1.5; white-space: nowrap; }
.visually-hidden { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip-path: inset(50%); white-space: nowrap; border: 0; }
.partners-section.reveal-pending h2#advantages-title { opacity: 0; transition: opacity 1.2s var(--motion-enter); }
.partners-section.reveal-pending .partners-carousel { opacity: 0; transform: translateY(15px); transition: opacity 1.2s var(--motion-enter) .2s, transform 1.2s var(--motion-enter) .2s; }
.partners-section.reveal-pending.is-revealed h2#advantages-title { opacity: 1; }
.partners-section.reveal-pending.is-revealed .partners-carousel { opacity: 1; transform: none; }
.contact-footer { padding: 38px 64px 42px; background: var(--footer-surface); border-top: 1px solid #e1e3e3; }
.contact-inner { width: min(100%, 1000px); margin-inline: auto; display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: 64px; align-items: start; }
.contact-group { min-width: 0; margin: 0; display: grid; gap: 16px; }
.contact-group > div { display: grid; grid-template-columns: max-content minmax(0, 1fr); gap: 6px; align-items: baseline; }
.contact-group dt { margin: 0; color: var(--soft-ink); font-size: 13px; line-height: 1.5; white-space: nowrap; }
.contact-group dd { min-width: 0; margin: 0; color: var(--body-ink); font-size: 16px; font-weight: 400; line-height: 1.65; }
.contact-group a { display: inline-block; text-decoration: underline; text-decoration-color: transparent; text-underline-offset: 5px; transition: color 180ms ease, text-decoration-color 180ms ease; }
.contact-address address { margin: 0; font-style: normal; text-wrap: pretty; white-space: nowrap; }

.back-to-top { position: fixed; z-index: 11; right: max(24px, env(safe-area-inset-right)); bottom: max(24px, env(safe-area-inset-bottom)); width: 44px; height: 44px; display: grid; place-items: center; background: var(--white); color: #979797; border: 1px solid #e4e4e4; border-radius: 5px; cursor: pointer; touch-action: manipulation; transition: color 180ms ease, border-color 180ms ease; }
.back-to-top[hidden] { display: none; }
.back-to-top:focus-visible { color: #555555; border-color: #cfcfcf; }
.back-to-top:active { color: var(--ink); transition-duration: 0s; }
.page-indicator { position: fixed; z-index: 11; right: 18px; top: calc(50% + var(--header-height) / 2); transform: translateY(-50%); display: flex; flex-direction: column; }
.page-indicator a { display: grid; place-items: center; width: 30px; height: 30px; touch-action: manipulation; }
.page-indicator span { width: 5px; height: 5px; border-radius: 50%; background: #d1d1d1; transition: background-color 180ms ease; }
.page-indicator a[aria-current="location"] span { background: #555555; }
.page-indicator a:focus-visible { outline-offset: -3px; }
@media (hover: hover) and (pointer: fine) {
  .nav-link:not(.nav-contact):hover { color: #000000; }
  .nav-link:not(.nav-contact):hover > span::after { transform: scaleX(1); }
  .nav-contact:hover { border-color: #151515; }
  .back-to-top:hover { color: #555555; border-color: #cfcfcf; }
  .page-indicator a:hover span { background: #777777; }
  .contact-group a:hover { color: var(--ink); text-decoration-color: #929292; }
}

@media (min-width: 1600px) { .site-map { object-fit: fill; } }
@media (max-width: 1120px) {
  .contact-inner { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 48px; }
  .contact-address address { white-space: normal; }
}
@media (max-width: 1080px) {
  .header-inner { width: calc(100% - 48px); gap: 22px; }
  .brand { gap: 10px; }
  .brand span { font-size: 15px; letter-spacing: 0; }
  .primary-nav { gap: 20px; }
  .hero-introduction { max-width: 650px; }
  .business-section { padding-inline: 40px; }
  .business-cards { gap: 20px; }
  .business-card { padding: 28px 24px; }
  .business-card h3 { font-size: 25px; }
  .business-description { font-size: 17px; }
  .business-keywords { font-size: 13px; }
  .contact-footer { padding-inline: 40px; }
  .partners-carousel { --partners-visible: 4; }
}
@media (max-width: 880px) {
  :root { --header-height: 76px; }
  .header-inner { width: calc(100% - 40px); flex-wrap: wrap; gap: 0; }
  .header-inner { position: relative; }
  .brand img { width: 28px; height: 37px; }
  .brand span { font-size: 15px; }
  .menu-ready .menu-toggle { display: flex; flex-direction: column; justify-content: center; gap: 6px; width: 44px; height: 44px; padding: 10px; border: 0; background: transparent; cursor: pointer; }
  .menu-toggle span { display: block; height: 1.5px; width: 24px; background: var(--ink); }
  .menu-toggle[aria-expanded="true"] span:first-child { transform: translateY(3.75px) rotate(45deg); }
  .menu-toggle[aria-expanded="true"] span:last-child { transform: translateY(-3.75px) rotate(-45deg); }
  .primary-nav { display: flex; flex-direction: column; flex-basis: 100%; align-items: stretch; gap: 0; padding: 6px 0 20px; border-top: 1px solid var(--line); }
  .menu-ready .primary-nav { display: none; }
  .menu-ready .primary-nav { position: absolute; top: 100%; left: 0; right: 0; background: var(--white); }
  .menu-ready .primary-nav.is-open { display: flex; }
  .nav-link { padding: 14px 6px; font-size: 16px; }
  .nav-contact { margin-top: 7px; padding: 12px; text-align: center; }
  .hero { padding: 60px 28px 96px; }
  h1 { font-size: clamp(38px, 7vw, 60px); letter-spacing: -.025em; }
  .hero-subtitle { margin-top: 30px; font-size: 22px; }
  .hero-introduction { max-width: 560px; margin-top: 20px; font-size: 16px; }
  .site-map { width: 150%; max-width: none; left: -25%; }
  .pain-points-section { padding: 48px 40px; }
  .pain-points-section .section-content { width: min(100%, 600px); grid-template-columns: minmax(0, 1fr); gap: 44px; }
  .pain-points-section .pain-points-heading { font-size: clamp(32px, 5.5vw, 42px); line-height: 1.35; }
  .pain-points-list { gap: 24px; }
  .pain-point { padding-bottom: 24px; }
  .pain-question { font-size: clamp(23px, 3.8vw, 30px); }
  .business-section { padding: 32px 40px 48px; }
  .business-section .section-content { width: min(100%, 520px); }
  .business-section .business-heading { font-size: 36px; }
  .business-cards { grid-template-columns: minmax(0, 1fr); gap: 16px; margin-top: 32px; }
  .business-card { padding: 18px 22px; }
  .business-card h3 { font-size: 22px; }
  .business-description { margin: 12px 0; font-size: 16px; line-height: 1.5; }
  .business-keywords { padding-top: 13px; font-size: 13px; line-height: 1.5; }
  .partners-content { min-height: 360px; padding: 40px 40px 48px; }
  .partners-content h2 { font-size: 36px; }
  .partners-carousel { --partners-visible: 3; }
  .contact-inner { gap: 32px; }
  .page-indicator { right: 6px; }
  .page-indicator a { width: 26px; height: 30px; }
}
@media (max-width: 700px) {
  .contact-inner { grid-template-columns: minmax(0, 1fr); gap: 24px; }
  .contact-group { gap: 14px; }
}
@media (max-width: 480px) {
  :root { --header-height: 72px; }
  .header-inner { width: calc(100% - 32px); }
  .brand { gap: 8px; }
  .brand span { font-size: 13px; line-height: 1.6; }
  .brand img { width: 24px; height: 32px; }
  .hero { padding: 48px 22px 76px; }
  h1 { font-size: clamp(30px, 8.1vw, 39px); line-height: 1.5; letter-spacing: -.04em; }
  .hero-subtitle { font-size: 18px; margin-top: 27px; letter-spacing: 0; }
  .hero-introduction { font-size: 16px; line-height: 1.85; margin-top: 22px; max-width: 350px; }
  .site-map { width: 220%; left: -60%; }
  .reserved-section { padding: 48px 24px; }
  .reserved-section h2 { font-size: 27px; }
  .pain-points-section { padding: 40px 26px; }
  .pain-points-section .section-content { gap: 36px; }
  .pain-points-section .pain-points-heading { font-size: clamp(29px, 8.2vw, 36px); }
  .pain-points-list { gap: 22px; }
  .pain-point { padding: 0 0 22px; }
  .pain-context { font-size: 15px; margin-bottom: 6px; }
  .pain-question { font-size: clamp(20px, 5.6vw, 24px); }
  .pain-point:not(:last-child)::after { width: 88px; }
  .business-section { padding: 24px 24px 40px; }
  .business-section .business-heading { font-size: 34px; }
  .business-cards { margin-top: 28px; }
  .partners-section { padding: 0; }
  .partners-content { min-height: 340px; padding: 36px 24px 44px; }
  .partners-content h2 { font-size: 34px; }
  .partners-carousel { --partners-visible: 2; margin-top: 36px; }
  .partner-item { padding-inline: 9px; }
  .partner-logo { height: 66px; }
  .partner-logo img { height: 52px; }
  .partner-logo-manulife img { height: auto; }
  .partner-logo-hashkey img { width: 145px; height: 58px; }
  .partner-logo-citi img { height: 42px; }
  .partner-item p { margin-top: 16px; font-size: 13px; }
  .contact-footer { padding: 30px 24px 34px; }
  .contact-group a[href^="tel:"] { white-space: nowrap; }
  .contact-group a[href^="mailto:"] { overflow-wrap: anywhere; }
  .contact-address { padding-right: 56px; }
  .contact-address address { max-width: none; }
  .page-indicator { right: 0; }
  .page-indicator a { width: 24px; height: 28px; }
}
@media (max-width: 360px) {
  .brand span { font-size: 12px; }
  .brand img { width: 21px; }
  .hero { padding-inline: 16px; }
  h1 { font-size: 30px; }
  .hero-subtitle { font-size: 17px; }
  .pain-points-section { padding-inline: 16px; }
  .pain-question { font-size: 20px; }
  .partners-content { padding-inline: 16px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .hero h1, .hero-subtitle, .hero-introduction { animation: none; }
  .reveal-pending:not(.pain-points-section):not(.business-section) .section-content, .reveal-pending.is-revealed:not(.pain-points-section):not(.business-section) .section-content,
  .pain-points-section.reveal-pending .pain-points-heading, .pain-points-section.reveal-pending .pain-point,
  .business-section.reveal-pending .business-heading, .business-section.reveal-pending .business-card { opacity: 1; transform: none; transition: none; }
  .nav-link, .nav-contact, .nav-link > span::after, .back-to-top, .page-indicator span, .contact-group a { transition: none; }
  .partners-section.reveal-pending h2#advantages-title, .partners-section.reveal-pending .partners-carousel { opacity: 1; transform: none; transition: none; }
  .partners-track { transition: none; }
}